In this world of economic unrest and high unemployment, it is difficult for small business owners like you to balance profits with employees’ compensation and benefits. Wouldn’t it be great if you could offer them some voluntary benefits that would help them when they need it the most while not affecting your bottom line? These benefits are paid to the employees, not to the providers so they can be used to pay the mortgage, the electric bill or to put food on the table. Remember, medical expenses are only one part of total out-of-pocket costs.
Now, what if you could offer your employees an insurance plan that would return their premiums if they didn’t have any claims? Yes, you read that correctly. The “icing on the cake” is that these plans can be offered to your employees through payroll deduction or through electronic fund transfer (EFT) at reasonable rates without any cost or extra effort from you. I think you will find them a valuable addition to your programs and as long as at least five employees sign up you will receive group rates.
Cancer Plan Highlights (The benefits described below are for illustration only and are subject to limitations and exclusions as described in the actual policy. Please call for details.)
First occurence express payment - $1800 payable once upon initial diagnosis of cancer
Hospital confinement - $410 per day
Second and third surgical opinion - actual charges up to $225 per opinion
Transportation - actual charges up to $2,500 per trip
Heart disease, heart attack and stroke (The benefits described below are for illustration only and are subject to limitations and exclusions as described in the actual policy. Please call for details.)
Hospital confinement - you choose between $100 or $200 per day for up to 90 days
Surgery - up to $3600
Drugs and medicine - $30 per day
Heart Transplant - actual charges up to $100,000
Obviously these are not all the benefits available to a policy holder, nor are they the only policies available. Your needs will dictate which plans are best for you, without any sales pressure.
Please contact me so I can explain how great these voluntary plans are!
Need an enrollment specialist? I am licensed in several states (Florida, Georgia, Alabama, Arkansas, and South Carolina) and have in-depth experience enrolling employees in health and welfare plans. Please give me a call so that I may share my experience and knowledge with you.
Looking for someone to do training, presentations or tutoring? You need look no further for I am accomplished at all three! You will love how your customers respond to my honesty, integrity and enthusiasm!
